CASH IN A FLASH
No Credit Checks - No Hassle- No Bankers
Save Time- Save Gas
GET CASH FASTER
Great offers in about an hour!
- Fill out the form. Use as much detail as possible. Upload pictures of your item. Better Details - Better Offers!
- We evaluate it quickly based on your input. We verify the value. Better Details- Better Offers.
- We call with an offer. You bring the item in. We adjust if needed +/-. We give you cash!
Learn How Pawn Shops Really Work!
Platinum Pawn & Jewelry
Open Monday-Friday from 9:00 am to 7:00 pm &
Saturday 9:00 am to 6:00 pm
2310 N Navarro St Victoria, Texas
Platinum Pawn & Jewelry is a family-owned and operated pawn shop serving Victoria, TX and surrounding areas since 1995. Platinum Pawn & Jewelry prides itself in treating its customers fairly and always with a courteous attitude.
When you need cash fast for any reason, we’re here to help. You can bring your item directly to the store for a quote or get a realistic estimate by submitting your item details through our Cash in a Flash system. We have detailed experience with a huge variety of items including all kinds of tools, electronics, collectibles, watches and jewelry, and much more. Pawn shop loans are private, fast, and can get you through a tight spot. Give us try you’ll see why we’re the best Victoria TX pawn shop.
If you are in the market for some great used merchandise, come visit our store today. Almost everything we sell is at least half the retail price and comes with a real guarantee. Pawn shop jewelry, watches, guns, electronics, tools, collectibles, guitars and musical instruments are all right here at great prices.
Whether you are bargain hunting or looking for a short-term loan, you will be treated with the respect you deserve! Please take a moment to browse through our site to learn more about our company and the products we offer. If you have any questions or comments, please feel free to contact us. We want to be your Victoria pawn shop!
How It Works!
How the Pawn Process Works
Put simply—customers pledge property as collateral, and in return, pawnbrokers lend them money. When customers pay back the loan, their merchandise is returned to them. Pawn loans are made on everything from jewelry to electronics. If the customer elects not to redeem his or her collateral, there is no credit consequence to the borrower and the items are sold at a value price to retail consumers.
Regulation & Compliance
Pawnbrokers are governed by all of the major federal laws that apply to other entities designated as financial institutions, including:
* USA Patriot Act
* Truth-in-Lending Act
* Bank Secrecy ACt and IRS regulations requiring reporting of certain cash transactions
* Trading with the Enemy Act and related Executive Orders and regulations* Privacy provisions of the Gramm-Leach-Bliley Financial Services Modernization Act
What's "The Deal?"
Pawn stores offer collateral loans for surprisingly low interest rates. They specialize in short-term small loans. Pawn stores can offer this type of deal because the customer offers personally owned property as collateral, which significantly reduces the risk for the lender. When the customer pays the loan back, the property is returned. In the U.S., over 80% of all collateral property is re-claimed.
Pawnbrokers also lend larger amounts of money for more flexible periods of time at lower cost. If you take a secured short-term loan from a pawnbroker, you will only pay interest on the actual period for which you use the loan.
Secured short-term loans from pawnbrokers are highly regulated, and all the terms of business are clearly stated in a government-regulated contract.
So, if you are looking for a secured short-term loan and don’t qualify for a loan from your bank or credit union check out what the Pawn industry has to offer!